1. Requirement of short term loan is uncertain and my cousin was in a state of flux due to shopping in US where he overspent during subprime crisis as the items were available at throw away prices.
2. He did his mental calculation and found that the finance charges paid for getting Payday Loans will be much less than the gains they will be accruing by shopping for the items available at throwaway prices because of the looming subprime crisis in US.
3. Being a UK citizen he was not worried for his monthly expenditure as he immediately applied for Cash Advance online and found that lender approached him at competitive rate for a loan ranging from £80 up to £750 and only requirement of there was a credit check from a major credit reporting bureau which was undertaken successfully by the lender and thus no paper work was involved.
4. My cousin was able to get a Salary Advance at super fast speed as he applied through Roberts Bridge Financial which is a leading UK financial matching service and is performing task of matching prospective borrowers with prospective lenders successfully. However initially my cousin construed Roberts Bridge Financial as a lender whereas it is a service which is forwarding the payday loan requirements to its pool of lenders who approve the loan at their discretion.
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